For Banks & Credit Unions
Merchant Services Under Your Brand, on Your Rails or Ours.
Your business customers already ask. Manage your own merchant portfolio on the processor relationships you choose, or partner with Adelite to launch a payments product fast. Either way, without becoming a payment facilitator.
The Honest Version
Offer Payments Without Taking On the Liability.
Becoming a payment facilitator means sponsorship, settlement, underwriting and merchant-of-record liability. Adelite is software on top of the processor relationships you already hold or choose to hold. The contracts stay yours. So do the merchants.
| Becoming a PayFac | Running Adelite |
|---|---|
| Hold sponsorship and settlement liability | No sponsorship or settlement liability |
| Become merchant of record | Your processor relationships, your contracts |
| Build boarding, routing and residuals in-house | Boarding, routing and residuals ready, under your brand |
| Months of compliance and engineering | Configure processors, roles and Schedule A |
Your Brand
Your Customers See Your Institution.
Intake links on your site and in your branches, signing pages, emails and a merchant portal, all carrying your brand. Business banking and merchant services finally look like they come from the same place.
Controls
Access Scoped the Way Your Auditors Expect.
Roles with row-level scope, per-user overrides and logged sensitive actions. Social Security numbers, dates of birth, bank details and IDs encrypted at rest and in transit.
Operations
Residuals, Equipment and Support, Handled.
A Schedule A per processor, residual reconciliation every month, terminal deployments with tracking, and a ticket desk for the merchants you serve.
See the Platform in 30 Minutes.
A walkthrough built around how your office boards merchants and gets paid today. No pressure, no slide deck.