Route

Every Application to the Processor That Fits.

Adelite scores each application against every processor you work with and shows its work. You get the recommendation, the ranking and the reasons. The last word is yours.

AI recommendations for an application: three processors ranked with a match score out of 100, a plain-language summary for each, and eight factor scores from MCC fit to retention prediction.

Eight Factors

Scored, Ranked, Explained.

MCC and vertical fit. Volume fit. Risk profile. Technology fit. Geographic coverage. Deployment speed. Pricing optimization. Retention prediction. Each processor gets a score per factor and a plain-language summary, so a decline surprises nobody.

Override

A Recommendation, Not an Order.

Select the top pick or choose a different processor in one step. The reasoning stays on the record either way, so you can see later why a merchant went where it went.

Bring Your Own

Run the Relationships You Hold, Side by Side.

Add the processors you have a contract with. Boarding to each one follows that processor's own paperwork, generated and signed in Adelite and submitted the way that processor accepts it.

Managed Channel

No Processor Contract? Board Through Ours.

Agents, new offices and sub-ISOs can board merchants through Adelite's partner agreements under Adelite's Schedule A. Medium- and high-risk applications pass a review step before submission. Adelite remains software throughout: not a payment facilitator, not the merchant of record.

Processor Data

Their Files. Your Numbers.

Every processor reports differently. Import the residual file you receive, map its columns once per processor, and Adelite reconciles it against your Schedule A every month after. The import works for any processor, on or off Adelite's network. Where a processor data integration is in place, transaction and settlement data flow into the portfolio as well.

What's Next

Rules Today. Learning Next.

Routing today is rules-based and explainable, built on processor underwriting profiles. As your approval and attrition history accumulates, machine-learning routing trained on your own book is the next step. We'll say so when it ships.

See the Platform in 30 Minutes.

A walkthrough built around how your office boards merchants and gets paid today. No pressure, no slide deck.