Merchant Portfolio Management
Board merchants across any processor, route each application with explainable AI, pay residuals and agents accurately, and run your whole portfolio under your own brand.
What It Is
The merchants you board, the processors they sit on, the residuals they pay: that is your portfolio. Adelite is the system that builds it, routes it, pays on it and documents it, from the first signature to the monthly statement.
Adelite is software, not a payment facilitator. Board on your own processor contracts, under Adelite's, or both. Your merchants and your book stay yours.
Board
Public intake links with phone verification, a five-step application, and e-signature by text, email or in person on your rep's device. One signing ceremony produces processor-ready packets, so a decline at one processor is a resubmission, not a restart.
Boarding & E-Signature
Route
Adelite scores every application against each of your processors on eight factors, from MCC fit to retention, and shows its work. Accept the recommendation or override it. Bring your own processors, or board through Adelite's partner agreements if you don't hold one yet.
AI Routing & Processors
Pay
Upload the residual file from any processor, map its columns once, and Adelite applies your Schedule A, your markups and every agent's split. Close the month, publish statements, and let bonuses and clawbacks run by rule.
Residuals & Schedule A
Manage
Portfolio, equipment deployments, support tickets, reports, team roles and a merchant portal: everything your office touches after the sale, in one system that wears your brand.
Portfolio Operations
Who It's For
Run the whole office in one system, sub-ISOs and agents included.
Board through Adelite's partner agreements, your own processors, or both.
Offer merchant services inside your product, with competitive revenue across the best providers in the industry.
Would rather introduce customers and get paid on the volume? See Adelite for Platforms.
Merchant services under your brand. Manage your own portfolio, or partner with us to launch a payments product fast.
Who Builds It
Adelite is built and managed by payments professionals with first-hand experience with merchants, ISOs and platforms. Every feature exists because an office needed it.
Security
Social Security numbers, dates of birth, bank details and IDs are encrypted at rest and in transit. Access is scoped by role and sensitive actions are logged.
A walkthrough built around how your office boards merchants and gets paid today. No pressure, no slide deck.