For Platforms & Banks

Offer merchant acquiring on your own rails.

Adelite is the orchestration layer for software platforms, fintechs, and banks that bring their own processor relationships — white‑label boarding, residuals, and multi‑processor routing, without becoming a payment facilitator.

Talk to us about your platform See the Platform
Orchestration Layer — Your Processors
One merchant application, routed across your own processor relationships.
Your Processor A
Best fit
Your Processor B
Backup
Your Processor C
High‑risk
Your Bank BIN
Sponsored
No new sponsorship, settlement, or merchant‑of‑record liability. You keep your contracts.

You don't need to become a PayFac to offer payments.

Becoming a payment facilitator means taking on sponsorship, settlement, underwriting, and merchant‑of‑record liability. Adelite gives you the white‑label experience without the liability: it's orchestration software that runs on the processor relationships you already have.

Becoming a PayFac
Orchestrating with Adelite
Hold sponsorship & settlement liability
No sponsorship or settlement liability
Become merchant of record
Your partners keep their own processor contracts
Build boarding, routing & residuals in‑house
White‑label boarding, routing & residuals out of the box
Months of compliance & engineering
Configure your processors, roles, and Schedule A

Acquiring infrastructure, white‑labeled as yours

Everything your customers need to get boarded and paid — running quietly under your brand.

Orchestration without new liability

Route applications across your own processors. Adelite never becomes the merchant of record.

White‑label boarding & residuals

Merchant boarding, residual ingestion, and Schedule A management presented as your own tool.

Multi‑processor routing

Explainable, rules‑based routing that maximizes approvals and margin across every relationship you hold.

Roles for your team

Granular control over which tabs, functions, and buttons each role can view, click, and modify.

Data encryption

Sensitive data — SSN, DOB, bank routing/account, IDs — encrypted at rest and in transit.

Bring your own processors

Works with processors on or off Adelite's network — including your own bank BIN sponsorship.

From your processors to live boarding

01

Connect your processors

Bring the relationships you already hold — on or off Adelite's network, including your own bank BIN.

02

Configure Schedule A & roles

Set cost, sell, and markup layers, then define who on your team can see and do what.

03

Board merchants under your brand

E‑sign in‑platform, branded self‑serve links, or upload pre‑signed — with real‑time status tracking.

04

Route & reconcile residuals

Applications route to the best‑fit processor; residual files ingest and reconcile against your Schedule A automatically.

Talk to us about your platform

Tell us which processors and BINs you bring, and we'll map how Adelite orchestrates on top — no PayFac required.

Talk to us about your platform